About 529 Plans

529 Plans          

Other State 529 Plans Offering Oppenheimer Funds

OppenheimerFunds also offers a variety of mutual funds as options within other 529 plans, including Alaska, Illinois and Nevada.         

Why a 529 College Savings Plan?

A 529 college savings plan provides a flexible, tax efficient way to save for higher education. You can use the money to pay for qualified education costs at any eligible college, university, technical or graduate school in the U.S. as well as some foreign institutions.

Interesting Facts at a Glance

• The average cost of one year at a four-year private college logged in at $35,374 for the 2007-2008 school year³
  
  
• According to U.S. Census Bureau statistics, people with a bachelor's degree earn nearly twice as much on average than those with only a high school diploma
  
  
• Whatever sacrifices you make for a college education in the short term by regular saving and investing are more than repaid in the long term. Please note that systematic investing does not assure a profit nor protect against losses in declining markets

Need A Financial Advisor?

Your financial advisor can help you decide what is appropriate for your family. As a general observation, the younger the child, the more aggressively you can invest. If you don't have advisor, find one now.

1.Available through State Farm registered representatives only.
2.The Texas Tuition Promise Fund is a prepaid college tuition program.
3.Source of data: The College Board, Trends in College Pricing, 2007. Average college costs include tuition, fees, books and supplies, room and board, transportation and other expenses.

This material is provided for general and educational purposes only, and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. Contact your attorney or other advisor regarding your specific legal, investment or tax situation.

Federal and state tax laws and regulations are subject to change and may adversely affect your investment in a Section 529 plan.

Investments in 529 college savings plans are neither FDIC insured nor guaranteed and may lose some value. Some states offer favorable tax treatment to their residents only if they invest in the state’s own plan. You should consult your tax advisor.

Scholar'sEdge® is operated as a qualified tuition program offered by The Education Trust Board of New Mexico and is available to all U.S. residents. OFI Private Investments Inc., a subsidiary of OppenheimerFunds, Inc., is the program managerfor Scholar'sEdge and OppenheimerFunds Distributor, Inc. is the distributor of Scholar'sEdge. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Non-residents of New Mexico should consider whether their state offers its residents a 529 plan with alternative tax advantages and should consult their tax advisor. These securities are neither FDIC insured nor guaranteed and may lose value. Before investing in the Plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with municipal fund securities. The Plan Description and Participation Agreement contain this and other information about the Plan, and may be obtained by asking your financial advisor, by visiting www.scholarsedge529.com or by calling 1.866.529.SAVE (1.866.529.7283). Investors should read these documents carefully before investing.

The Bright Start® College Savings Program is administered by the State Treasurer, Alexi Giannoulias, of the State of Illinois and distributed by OppenheimerFunds Distributor, Inc. OFI Private Investments Inc., a subsidiary of OppenheimerFunds, Inc., is the program manager of the Plan. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Non-residents of Illinois should consider whether their state offers its residents a 529 plan with alternative tax advantages and should consult their tax advisor. These securities are neither FDIC insured nor guaranteed and may lose value. Before investing in the Plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with municipal fund securities.The Program Disclosure Statement contains this and other information about the Plan, and may be obtained by visiting www.brightstartadvisor.com or by calling 1.877.43.BRIGHT (1.877.432.7444). Investors should read these documents carefully before investing.

The LoneStar 529 Plan^SM is established and maintained by the Texas Prepaid Higher Education Tuition Board and distributed by OppenheimerFunds Distributor, Inc. OFI Private Investment Inc., a subsidiary of OppenheimerFunds, Inc., is the program manager and administrator of the Plan. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Non-residents of Texas should consider whether their state offers its residents a 529 plan with alternative tax advantages and should consult their tax advisor. Interests in the Plan are not deposits or other obligations of any depository institution. None of an account, the principal invested, nor any investment return is insured or guaranteed by the FDIC, the state of Texas, the Texas Prepaid Higher Education Tuition Board, any other state or federal governmental agency or OFI Private Investments, Inc. or its affiliates. An account may not make money and could lose money (including the principal invested) if money is invested in the Plan. Interests in the Plan have not been registered with the U.S. Securities and Exchange Commission or with any state. Before investing in the Plan, investors should carefully consider the investment objectives, risks, administrative fees, service and other charges and expenses associated with municipal fund securities. The Plan Description and Trust Savings Agreement contain this and other information about the Plan, and may be obtained by visiting www.lonestar529.com or calling 1.800.445.GRAD (4723). Investors should read these documents carefully before investing.

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Scholar'sEdge®, the OppenheimerFunds 529 Plan^SM and the Bright Start® College Savings Program and the LoneStar 529 Plan^SM are distributed by OppenheimerFunds Distributor, Inc., Member FINRA, SIPC

Shares of Oppenheimer funds are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

Before investing in any of the Oppenheimer funds, investors should carefully consider a fund's investment objectives, risks, charges and expenses. Fund prospectuses contain this and other information about the funds. You may download and view a prospectus now, or to obtain one, ask your financial advisor or call OppenheimerFunds Distributor, Inc. at 1.800.525.7048. Read prospectuses carefully before investing.

Oppenheimer funds are distributed by OppenheimerFunds Distributor, Inc.
Two World Financial Center, 225 Liberty Street, New York, NY 10281-1008